Hushang Yin | Focused on Shanghai
Financing Services for Businesses and Individuals

Provide loan consultation, document pre-screening, financing plan matching, and risk assessment services for business owners, individual businesses, and personal clients.

Localized Financial Services

Deepen your understanding of Shanghai local bank product policies and approval logic, master customer eligibility criteria, and receive precisely matched financing solutions.

Multi-Option Financing Solutions

Covers a wide range of financing needs, including business loans, home equity loans, unsecured credit lines, cash flow-based loans, and bill financing—providing one-stop solutions for your capital requirements.

Intelligent Pre-review of Documents

Quickly assess creditworthiness using credit reports, bank statements, and financial statements to know your approval chances upfront.

Clear risk assessment

Early identification of risk factors such as credit history, debt levels, overdue payments, inquiry frequency, and abnormal business operations

Intelligent Closed-Loop Management of Corporate Working Capital

From data collection to financing planning, forming a complete business loop.

Data Collection
Cash Flow Analysis
Cash Management
Growth Analytics
Risk Alert
Payment Collection Management
Financing Plan

Enterprise Intelligent System

Six intelligent systems for comprehensive support of corporate financing decisions

Enterprise Cash Flow Intelligence Analysis System V1.0

Analyze bank statements, operating income and expenses, and net cash flow to assess a company's true financial health.

Target Customers:Small and medium business owners; enterprises with consistent cash flow
Core Features:Bank Statement Analysis and Net Cash Flow Calculation
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Enterprise Cash Management Intelligent Decision System V1.0

Track cash inflows and outflows, monitor balances, and support daily cash management decisions.

Target Customers:Enterprises with significant cash flow volatility
Core Features:Cash Inflow/Outflow Statistics and Short-term Fund Allocation
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Enterprise Growth Intelligence Analysis System V1.0

Analyze revenue growth, customer changes, and operational trends to assess financing growth potential.

Target Customers:Enterprises in the growth phase planning to scale
Core Features:Revenue growth trends, customer change tracking
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Enterprise Fund Risk Warning System V1.0

Identify capital chain risks, debt pressure, and overdue risks; proactively alert to potential issues.

Target Customers:Companies worried about cash flow disruption or high debt ratios
Core Features:Capital chain risk assessment, debt burden analysis
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Enterprise Accounts Receivable and Collections Management System V1.0

Manage accounts receivable and payment cycles to improve cash collection efficiency.

Target Customers:Companies with significant accounts receivable and long payment cycles
Core Features:Accounts Receivable Statistics and Payment Cycle Assessment
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Corporate Financing Planning and Funding Gap Forecasting System V1.0

Forecast future funding gaps and match with the right financing solutions

Target Customers:Enterprises planning to raise funding that need to forecast capital shortfalls
Core Features:Funding Gap Forecasting and Financing Plan Matching
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Service Process

Complete the entire financing process in 6 steps, from consultation to approval.

1

Submit Basic Information

Enter basic information

2

Upload or add documents

Provide required files

3

Initial Risk Assessment

Professional Risk Assessment

4

Match financing plans

Precision Plan Recommendations

5

Coordinate with the bank on application submission

Submit application

6

Track approval status

End-to-end service

Success Stories

Real-world success stories, backed by professional service.

Working capital financing for trading companies

Customer Background:A trading company in Shanghai, operating for 3 years
Funding Requirements:Short-term working capital 200 ten thousand
Matching Plan:Match a commercial bank's business loan
Final Result:Approved with discounted rates

Individual Business Mortgage Loan for Operating Expenses

Customer Background:Self-employed restaurant owner with real estate.
Funding Requirements:Increase operating funds by 150 million
Matching Plan:Real Estate Mortgage Business Loan
Final Result:Fast approval, ample credit limit

Short-term working capital loan for technology enterprises

Customer Background:Software development company with a light-asset model
Funding Requirements:Working Capital 100 10k
Matching Plan:Credit Loan + Cash Flow Loan Combination
Final Result:Unsecured approval, flexible repayment

Risk Disclosure

  • •

    Loan approval is subject to the bank's final review. We do not guarantee 100% funding.

  • •

    No upfront fees are charged. Beware of unauthorized agencies requesting payment.

  • •

    Customers must provide accurate information. False submissions may result in loan denial or legal liability.

  • •

    This site provides information and consulting services only. Final loan agreements are signed directly between the customer and the bank.